For construction, purchase / repair / renovation / alteration of a house or for purchase of a plot for the construction of a house. Get details of apartments in thrissur from here.
Customers have an option of margin amount from 10% to 25% depending on the loan amount which may vary as per R.B.I norms & policy of Banks.
Collateral security for a Flat or Villa from TBPL is the property sale deed which will be kept in the bank custody till the full repayment of the loan amount.
The normal processing charge for home loan is 0.4% of the loan amount or maximum up to Rs.10,000/- . This may vary as per bank norms.
All Resident / Non-Resident Indians with a regular monthly income, Spouses of Non-Residents, residents who receive regular monthly income, salaried persons, self employed businessmen, professionals and agriculturists, who have regular monthly income and who are filing ITR for the previous three years are eligible to get home loan depending on their repayment capacity. The age should be such that the borrower is able to close the account before he attains the age of 70.
The loan tenure is maximum 30 years. We can opt loan tenure for any number of years less than 30. We can repay the whole loan amount at any point of time without any additional payments.
We can take insurance for the property as per the norms of the banks.
Individual’s Over 18 years of age with steady source of income Conditions Apply* View the list of villas for sale in Thrissur.
As per the terms and conditions of construction / bank loan agreement, the loan amount will be disbursed directly to the builder, as per the construction stages.